What is the advantage of breaking a certificate?

'Breaking' a Certificate and withdrawing the money before maturity could work to your advantage even if there is an early withdrawal penalty, particularly when dividend rates are rising. Use this calculator to help you determine if moving your money to a new account is beneficial.

Existing Certificate Information
New Certificate Information

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.